The TD First Class Travel® Visa Infinite* Card is designed for those who love to travel and want to make the most out of their spending. With an annual fee of $139, the card offers numerous rewards and benefits, including earning up to 100,000 TD Rewards Points, no annual fee for the first year, and a variety of travel-related perks. Cardholders can earn points on everyday purchases, enjoy extensive travel insurance coverage, and benefit from special travel credits and bonuses. In this blog post, we will explore the advantages and disadvantages of the TD First Class Travel® Visa Infinite* Card, its additional features, and the application process.

Advantages of the card TD First Class Travel® Visa Infinite*

The TD First Class Travel® Visa Infinite* Card offers several compelling advantages:

  • Earn up to 100,000 TD Rewards Points with a welcome bonus and spending targets.
  • No annual fee for the first year, saving you $139.
  • Earn 8 TD Rewards Points for every $1 spent on travel booked through Expedia® For TD.
  • Earn 6 TD Rewards Points for every $1 spent on groceries and dining.
  • Earn 4 TD Rewards Points for every $1 spent on recurring bill payments.
  • Annual TD Travel Credit of $100 when booking through Expedia® For TD.
  • Extensive travel insurance coverage, including trip cancellation, travel medical, and more.

Disadvantages of the card TD First Class Travel® Visa Infinite*

While the TD First Class Travel® Visa Infinite* Card offers many benefits, there are a few drawbacks to consider:

  • High income eligibility requirements: $60,000 personal or $100,000 household annual income.
  • Annual fee of $139 after the first year.
  • Interest rates: 20.99% on purchases and 22.99% on cash advances.
  • $50 fee for the first additional cardholder, although subsequent additional cardholders are free.

Extra features offered by TD First Class Travel® Visa Infinite*

In addition to the main benefits, the TD First Class Travel® Visa Infinite* Card offers several extra features:

  • TD Rewards Birthday Bonus of up to 10,000 points.
  • Redeem TD Rewards Points for purchases on Amazon.ca and Starbucks.
  • No travel blackouts or seat restrictions, allowing more flexibility in travel planning.
  • Access to Visa Infinite benefits, including exclusive events and luxury hotel perks.
  • Comprehensive security features, including fraud alerts and purchase protection.

Learn how to apply for your credit card TD First Class Travel® Visa Infinite*

Applying for the TD First Class Travel® Visa Infinite* Card is straightforward and can be done through several methods:

Discover the main ways to apply for the card TD First Class Travel® Visa Infinite*

  • From the TD website: Complete the online application form and receive an instant response.
  • Through the TD App: Download the TD app, log in, and apply directly from your mobile device.
  • By calling TD customer service: Speak with a banking specialist who can assist with your application.
  • At a TD branch: Visit the nearest TD branch to apply in person with a banking specialist.

Prerequisites for request

Before applying, ensure you meet the following prerequisites:

  • Minimum personal annual income of $60,000 or household income of $100,000.
  • Canadian residency and age of majority in your province/territory.
  • Valid identification and proof of income.

From the site

Visit the TD Canada Trust website, navigate to the credit cards section, and fill out the online application form for the TD First Class Travel® Visa Infinite* Card.

From the site App

Download the TD app from your app store, log in, and complete the application process directly from your smartphone.

By agency

Contact a TD branch or customer service representative to apply for the card in person or over the phone.

The TD First Class Travel® Visa Infinite* Card is a premium credit card offering extensive travel rewards and benefits, making it ideal for frequent travelers. With significant rewards on travel, groceries, and dining, as well as robust travel insurance coverage and flexible redemption options, this card provides excellent value. However, potential applicants should consider the income requirements and annual fee. Overall, the TD First Class Travel® Visa Infinite* Card stands out as a top choice for those looking to maximize their travel experiences.