The RBC Avion Visa Infinite card is the super travel credit card that is in high demand for people who are fond of traveling. The welcome bonus is equally brilliant, the way to redeem the points and the coverage of insurance reflects the convenience for the frequent travelers.

It is endowed with some features that make it easy and convenient to earn as well as use travel rewards. Regarding other Avion Visa Infinite companion benefits, worldwide travel privileges, event invitations and premium hotel & dining rewards are also offered by RBC.

Having no blackout periods and carrying the offer that allows to book any flight at any given time this card guarantees that your traveling is not going to be affected by these limitations. Just for the points or for a holiday trip or total travel insurance, the RBC Avion Visa Infinite card will help you with everything.

Key information about the RBC Avion Visa Infinite card

The RBC Avion Visa Infinite card is approved and comes with features like welcome bonus of 35 000 Avion points, round trip flight anywhere in Canada or the U. S (excluding Alaska and Hawaii) for 25 000 points. It entitle cardholder 1 Avion point for every dollar spent without any blackout periods or seat restrictions, therefore convenient for those that travel frequently.

How does the annual fee work?

The basic annual fee for RBC Avion Visa Infinite is 120$ plus additional card fee 50$. Regrettably, there is no provision for fees’ exemption or concession and the fees cannot be paid in installments. This fixed cost is a factor when such clients are thinking about the benefits of using this card against the cost of so doing.

How is the credit limit determined?

As for the RBC Avion Visa Infinite application, the proposed credit limit will be defined depending on the client’s credit score, income, and credit history. In order to access the card, an individual’s personal income has to be at least $60 000 or the household income should be at least $100 000, likely making the holder ready to face the credit limit without causing to much havoc.

In a sense, while the user can deposit in the card to define the spending limit that is available in a prepaid card, the RBC Avion Visa Infinite operates under the bank’s discretion to discover the right limit to set.

Credit card benefits 

• Generous welcome bonus: Receive 35,000 Avion points upon approval, equivalent to a travel value of up to $750.
• Flexible point redemption: Redeem Avion points for any airline, any flight, any time, with no blackout periods or seat restrictions.
• Comprehensive insurance coverage: Includes mobile device insurance up to $1,500, trip cancellation, trip interruption, and emergency medical insurance.
• Exclusive Visa Infinite benefits: Access to luxury benefits such as priority access to exclusive events and special hotel and dining perks.
• The friday friend pass: Enjoy 2-for-1 ski passes at participating resorts across Canada.
• No blackout periods: Travel without restrictions, even during peak seasons, ensuring maximum flexibility for your travel plans.

Flexible point redemption

Undoubtedly, the great strength pertains to the flexibility of the options to redeem Avion points which is part of the presented RBC Avion Visa Infinite card. The freedom of booking without having to be concerned about the seats or days that are not available, can be done through the use of the RBC online booking. It enables the travelling to be done during other busy seasons and get more favorable flight timings; thus it’s very appealing to the high frequency travelers.

Disadvantages

• High annual fee: At $120 per year, the card’s fee may be steep for some users.
• Income requirements: A minimum personal income of $60,000 or household income of $100,000 is required, which may exclude some potential applicants.
• High purchase and cash advance rates: The card has a purchase rate of 20.99% and a cash advance rate of 22.99%.

High annual fee

The major disadvantage of the RBC Avion Visa Infinite is its high annual fee. However, $120 annually can be seen as rather steep for a credit card compared to other ones, especially if a user does not use the travel features and insurance policies on a regular basis. This cost can also be a put off to potential users who are in search of a cheaper product.

Who can apply for this card?

There are certain requirements that need to be fulfilled by the applicants for the RBC Avion Visa Infinite card which are that the applicant must be of 18 years of age or older, applicant must have personal income of $60,000 or Household income of $100,000, and must be a Canadian resident.

Another requirement is that applicants should have a good or excellent credit scores; certainly, applicants might be asked to present identification in form of a SIN number, or proof of income in a form of pay slips or tax returns. It in a way guarantees that only financially competent users will be able to take advantage of the premium features of the card.

How to apply for the RBC Avion Visa Infinite card

Applying online

To get the RBC Avion Visa Infinite card, it is easy to sign up for the card online. First, you need to open RBC banking service website, and then, find the page with the RBC Avion Visa Infinite card. To fill in the application form, click on the button ‘Apply Now’, located to the right of the advertisement, which will lead to the secure application form.

To access the system, the existing clients, can log in while for the ones who never had an account, they needed to create an account by filling some details about themselves. More so, when applying, the applicant has to fill your personal and financial data, including your name, date of birth, SIN, address, employment status, and income. You should read the terms and conditions and follow them when you are applying for a job.

RBC’s decision is usually given in less than 60 seconds which accepts the application, reject the application, or ask for further details. If approved, customer receives new credit card via post to activate by phone or through the RBC website with a toll-free number. Afterward, you are free to use it and experience all that comes with being an RBC Avion Visa Infinite cardholder.