Capital One SavorOne Cash
Earn unlimited 3% cash back on dining, entertainment, and groceries with no annual fee and 0% intro APR.
By: Zienic
Dining and Entertainment Rewards
Enjoy unlimited 3% cashback on dining & entertainment—rewards that enrich your lifestyle.
No Annual Fee
Maximize rewards with no annual fee—Capital One SavorOne offers value and savings.
Grocery Cash Back
Earn 2% cashback at groceries and 1% on others—making daily shopping rewarding.
Introductory 0% APR
Enjoy 0% APR for 15 months on purchases and balance transfers—flexible and interest-free.
Discover the Capital One SavorOne Advantage
The Capital One SavorOne Cash Rewards Credit Card stands out in 2026 as a premier choice for those looking to maximize their daily spending without the burden of an annual fee. This card offers a robust reward structure, featuring unlimited 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®), alongside 1% on all other purchases. For new cardholders, the 0% introductory APR on purchases and balance transfers for the first 15 months provides a significant runway for managing larger expenses or consolidating debt interest-free. Beyond its earning potential, the SavorOne card is an ideal travel companion, as it imposes no foreign transaction fees and includes valuable travel accident insurance. With a straightforward redemption process that allows you to claim cash back for any amount at any time, this card seamlessly integrates into a modern lifestyle, rewarding you for the things you enjoy most while maintaining a commitment to financial transparency and flexibility.
-
How can I redeem my cash back rewards?
Redeeming your cash back rewards is simple through the Capital One online portal. Log in to your account, go to the rewards section, and choose your preferred redemption option, such as statement credits, checks, or gift cards.
-
Does the Capital One SavorOne card charge foreign transaction fees?
No, the Capital One SavorOne card does not impose foreign transaction fees, making it an excellent choice for international travel and purchases.
-
Can I include an authorized user on my Capital One SavorOne account?
Certainly, you can add an authorized user to your account, and their purchases will contribute to your cash back rewards. Keep in mind that you are responsible for any charges made by authorized users.
-
What credit score is required for the Capital One SavorOne card?
While specific credit score requirements may vary, the Capital One SavorOne card is generally designed for individuals with good to excellent credit scores. A higher credit score enhances your approval chances and may qualify you for better terms and rewards.
-
How long does it take to receive my Capital One SavorOne card post-approval?
Following approval, anticipate receiving your new Capital One SavorOne card within 7-10 business days. Monitor your mailbox for the card's arrival and remember to activate it promptly upon receipt.
Application Process for the Capital One SavorOne Card
Applying for the Capital One SavorOne Cash Rewards Credit Card is a straightforward process. To begin, visit the Capital One website and navigate to the SavorOne card page. Click on the "Apply Now" button and complete the online application form.