Blue Cash Everyday®: Cash Back Made Simple
Earn cash back on everyday purchases with no annual fee and simple rewards for common spending categories you may use regularly.
$0 Annual Fee
The Blue Cash Everyday® Card has no annual fee, making it easier to use its cash back features without a yearly card cost.
3% Back at U.S. Supermarkets
Earn 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% Back on U.S. Online Retail
Get 3% cash back on eligible U.S. online retail purchases on up to $6,000 per year in purchases, then 1%.
3% Back at U.S. Gas Stations
Earn 3% cash back at U.S. gas stations on up to $6,000 per year in purchases, then 1%.
How the Blue Cash Everyday® Card Works
The Blue Cash Everyday® Card from American Express is designed around cash back on common purchases. It has no annual fee and rewards spending in selected everyday categories, helping simplify rewards on regular expenses.
Card Members can earn 3% cash back at U.S. supermarkets, U.S. gas stations and on U.S. online retail purchases. Each category has its own $6,000 annual purchase limit before the rate becomes 1%, making those limits important to understand.
Other eligible purchases earn 1% cash back. Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout, offering straightforward ways to use earned rewards.
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No. The Blue Cash Everyday® Card currently has a $0 annual fee. Other rates and fees may apply, so review the current card terms.
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The card earns 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases in this category. After that, purchases earn 1%.
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Yes. Eligible U.S. online retail purchases earn 3% cash back on up to $6,000 per year in purchases in this category, then 1%.
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Card Members earn 3% cash back at U.S. gas stations on up to $6,000 per year in purchases in this category. Purchases then earn 1%.
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Cash back is received as Reward Dollars. According to American Express, Reward Dollars can be redeemed for a statement credit or at Amazon.com checkout.
What to Check Before Applying
The Blue Cash Everyday® Card can be useful for people who regularly spend at U.S. supermarkets, U.S. gas stations or U.S. online retailers. The $0 annual fee also removes a yearly card cost from the household budget.
Keep the spending limits in mind. The 3% cash back rate applies to up to $6,000 per year in purchases in each eligible category. After reaching a category's limit, purchases in that category earn 1%, so actual rewards depend on spending.
Approval is not guaranteed and depends on American Express's review. Before applying, check the current APR, fees, eligibility requirements and benefit terms directly with the issuer to understand the complete card conditions.