Introducing the epitome of luxury and privilege in the realm of credit cards: the Citi Prestige® card. Tailored for those who appreciate the finer things in life, this prestigious card opens doors to a world of exclusive experiences and unrivaled rewards.

With a generous welcome offer of up to 125,000 ThankYouSM Points for new cardholders, the Citi Prestige® card not only rewards your spending but also ensures that each transaction brings you closer to unforgettable moments and unparalleled indulgence. Discover how this card can transform the way you travel, dine, and enjoy leisure time, setting a new standard for premium credit card benefits.

Key information about the Citi Prestige® card

The Citi Prestige® card offers a range of benefits that cater to discerning travelers and lifestyle enthusiasts. Enjoy complimentary night stays at top hotels worldwide, accelerated rewards on both local and overseas spending, and exclusive access to prestigious golf courses across Singapore, Malaysia, Indonesia, and China.

Indulge in haute dining experiences and unwind at Priority Pass lounges with unlimited access. The card also provides comprehensive global concierge services, ensuring every aspect of your journey is seamlessly managed.

How does the annual fee work?

The annual fee for the Citi Prestige® card is structured to enhance the cardholder’s experience with exclusive benefits and privileges. Currently set at S$535 inclusive of GST, it offers a comprehensive package of rewards and perks that justify the cost. Additionally, there is an annual fee of S$545 (inclusive of 9% GST) upon renewal.

How is the credit limit determined?

The credit limit for the Citi Prestige® card is determined based on the applicant’s creditworthiness, income level, and financial stability. Citibank evaluates these factors to establish a suitable limit that aligns with the cardholder’s ability to manage credit responsibly.

Credit card benefits 

• Comprehensive travel benefits: Enjoy unlimited complimentary access to Priority Pass airport lounges worldwide, along with exclusive travel perks such as complimentary fourth-night hotel stays and travel insurance coverage.
• Accelerated rewards: Earn 5 ThankYou Points (equivalent to 2 airline miles) for every S$1 spent on overseas transactions and 3.25 ThankYou Points (equivalent to 1.3 airline miles) for local purchases, maximizing rewards for frequent travelers.
• Exclusive dining and lifestyle experiences: Indulge in haute dining experiences with special privileges at selected restaurants worldwide and access to unique lifestyle events curated for cardholders.
• Golf privileges: Enjoy up to six complimentary rounds of golf per year at prestigious golf courses in Singapore, Malaysia, Indonesia, and China, enhancing your leisure activities.
• Personalized concierge services: Benefit from 24/7 global concierge services that assist with travel arrangements, dining reservations, and more, ensuring a seamless experience wherever you go.
• Digital convenience: Access all card privileges conveniently through the Citi Mobile® App, allowing for easy booking of travel and lifestyle experiences with instant confirmation and real-time support.

Travel rewards and concierge services

The Citi Prestige® card distinguishes itself with its exceptional travel rewards program and dedicated concierge services. Cardholders can access exclusive travel deals through the Citi ThankYou Rewards portal, redeem points for flights and hotel stays without blackout dates, and utilize Pay with Points for purchases. The 24/7 global concierge service offers personalized assistance, from booking travel to organizing special events, ensuring every luxury is within reach.

Disadvantages

• High annual fee: The card comes with a significant annual fee, which might be a consideration for those who are not able to fully utilize its premium benefits to justify the cost.
• High minimum income requirement: With a minimum annual income requirement of S$120,000, the card may not be accessible to individuals with lower income levels, limiting its availability to a specific demographic.
• Foreign transaction fees: Like many premium credit cards, the Citi Prestige® card may charge foreign transaction fees, which can add to the cost of using the card internationally unless the cardholder primarily uses it for travel-related expenses.

High annual fee

A significant disadvantage that stands out for the Citi Prestige® card is its high annual fee, which might deter potential cardholders who are not able to fully utilize its premium benefits to justify the cost. This fee can be substantial, and while it comes with a range of luxurious perks and rewards, including travel benefits and exclusive experiences, it remains a notable consideration for those evaluating their credit card options.

Who can apply for this card?

The Citi Prestige® card is designed for affluent individuals in Singapore, requiring a minimum annual income of S$120,000 and an age of at least 21 years. It caters primarily to Singaporean citizens, Permanent Residents (PRs), and eligible foreigners holding valid employment passes or work permits. Applicants must demonstrate good creditworthiness and provide necessary documentation, such as identification and proof of income, to qualify.

How to apply for the Citi Prestige® card

Via App

To begin your application for the Citi Prestige® card through the Citibank mobile app, start by downloading and installing the official Citibank app from either the App Store or Google Play Store. Once installed, open the app and either log in with your existing Citibank credentials or create a new account if you’re a new user.

Next, review the details of the Citi Prestige® card including its features, benefits, fees, and eligibility requirements. It’s crucial to thoroughly read through the Terms and Conditions associated with the card to understand the obligations and benefits involved. If you find the card suitable for your needs, proceed to initiate the application process by filling out the online application form provided in the app.

In the application form, you will need to enter personal details such as your name, contact information, employment status, and income. Ensure all information entered is accurate and up-to-date as this will be used to assess your eligibility. Depending on your credit profile and the information provided, Citibank may request additional documents for verification, such as proof of income or identification.

Via WebSite

To begin your application for the Citi Prestige® card on the Citibank website, visit the official Citibank webpage dedicated to credit card applications. Navigate to the section specifically listing the Citi Prestige® card among the available options. Click on the card to access detailed information about its features, benefits, fees, and eligibility criteria.

Once you’ve reviewed the information and decided to proceed with the application, look for the “Apply Now” or “Start Application” button prominently displayed on the webpage. Clicking this button will redirect you to the online application form for the Citi Prestige® card.

After completing the online application form, review all the entered details to verify their accuracy. Double-check that you’ve provided all necessary documents and information required by Citibank for processing your application. Once satisfied, submit your application electronically through the website.