The Discover it® Student Cash Back Credit Card offers students the opportunity to earn rewards and build credit responsibly. This blog post provides an overview of its advantages, disadvantages, application process, and additional features to help students make informed financial decisions.
Advantages of the card Discover it® Student Cash Back Credit Card
The Discover it® Student Cash Back Credit Card rewards students with 5% cash back on rotating categories like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when activated. Additionally, students receive 1% cash back on all other purchases. The card also features an unlimited dollar-for-dollar match of all cash back earned at the end of the first year, making it a lucrative option for students.
Disadvantages of the card Discover it® Student Cash Back Credit Card
While the Discover it® Student Cash Back Credit Card offers attractive rewards, it may come with a higher APR compared to other student credit cards. Students should be mindful of their spending habits and pay their balances in full each month to avoid accruing interest charges. Additionally, the rotating categories may require activation each quarter, which could be cumbersome for some cardholders.
Extra features offered by Discover it® Student Cash Back Credit Card
In addition to cash back rewards, the Discover it® Student Cash Back Credit Card offers a variety of extra features, including the ability to redeem rewards for cash at any time. Cardholders can also use their rewards to shop at Amazon.com or millions of online stores with PayPal. Furthermore, the card boasts a 99% nationwide acceptance rate, providing students with flexibility and convenience.
Learn how to apply for your credit card Discover it® Student Cash Back Credit Card
Prospective applicants can apply for the Discover it® Student Cash Back Credit Card online through the Discover website. The application process is straightforward and typically requires providing personal and financial information for evaluation. Students may need to demonstrate proof of enrollment in a college or university to qualify.
Discover the main ways to apply for the card Discover it® Student Cash Back Credit Card
Students can initiate the application process for the Discover it® Student Cash Back Credit Card online via the Discover website. The mobile app may also offer a convenient way to apply and manage the card. Additionally, students may explore other application methods such as applying by phone or mail, depending on their preference.
Prerequisites for request
To qualify for the Discover it® Student Cash Back Credit Card, students typically need to be enrolled in a college or university. While no credit score is required to apply, students must meet other applicable underwriting criteria, including income verification. Responsible credit management is essential to building and maintaining a positive credit history.
From the site
Students can visit the Discover website to learn more about the Discover it® Student Cash Back Credit Card and initiate their application process online.
From the site App
The Discover mobile app offers a convenient platform for students to explore credit card options, apply for the Discover it® Student Cash Back Credit Card, and manage their account on-the-go.
By agency
Authorized Discover agencies provide personalized assistance to students interested in applying for the Discover it® Student Cash Back Credit Card, offering guidance and support throughout the application process.
In conclusion, the Discover it® Student Cash Back Credit Card is a valuable financial tool for students looking to build credit and earn rewards responsibly. While it offers enticing rewards and features, students should be mindful of potential drawbacks such as higher APRs and rotating categories. By using the card responsibly and paying balances in full each month, students can establish a strong credit foundation for their future financial endeavors.
