Discover how the Bank of America® Customized Cash Rewards Credit Card for Students can help students build their financial future with cash back rewards, a low introductory APR offer, and convenient features designed for managing finances while in school.

Advantages of the card Bank of America® Customized Cash Rewards Credit Card for Students

The Bank of America® Customized Cash Rewards Credit Card for Students offers students the opportunity to earn cash back rewards on their everyday purchases. With 3% cash back in a category of their choice, including gas, online shopping, dining, travel, and more, students can maximize their rewards based on their spending habits. Additionally, the card provides automatic 2% cash back at grocery stores and wholesale clubs, along with unlimited 1% cash back on all other purchases. The low introductory APR offer of 0% for the first 15 billing cycles for purchases and balance transfers made within 60 days of account opening is another appealing feature for students looking to manage their expenses wisely. Moreover, the $200 online cash rewards bonus offer after making qualifying purchases within the first 90 days of account opening provides an extra incentive for new cardholders. With no annual fee and access to FICO® Score monitoring, students can establish good credit habits while enjoying the benefits of cash back rewards.

Disadvantages of the card Bank of America® Customized Cash Rewards Credit Card for Students

While the Bank of America® Customized Cash Rewards Credit Card for Students offers attractive rewards and benefits, it may not be suitable for students who do not spend much in the eligible categories or who prefer other types of rewards, such as travel points or miles. Additionally, students should be mindful of the variable APR that applies after the introductory period ends, which can range from 19.24% to 29.24%, depending on creditworthiness. Although the card provides flexibility in choosing the 3% cash back category, students must remember to update their category selection monthly through Online Banking or the Mobile Banking app to maximize rewards.

Extra features offered by Bank of America® Customized Cash Rewards Credit Card for Students

In addition to its cash back rewards program and low introductory APR offer, the Bank of America® Customized Cash Rewards Credit Card for Students provides several extra features tailored to students’ financial needs. These include access to FICO® Score monitoring, Better Money Habits® resources for financial education, convenient Online and Mobile Banking for managing accounts and making payments, as well as security features like fraud monitoring and $0 Liability Guarantee for unauthorized transactions. Furthermore, students can enjoy benefits such as Balance Connect® for overdraft protection, paperless statement option, and digital wallet technology for added convenience and security.

Learn how to apply for your credit card Bank of America® Customized Cash Rewards Credit Card for Students

Applying for the Bank of America® Customized Cash Rewards Credit Card for Students is easy and can be done online through the Bank of America website. Prospective cardholders can review the card details, including interest rates and fees, rewards program, and additional benefits, before completing the online application form. Alternatively, students can visit a Bank of America financial center or call the bank to apply for the card over the phone. It’s important to take advantage of the online-only offer to ensure eligibility for any promotional bonuses or benefits.

Discover the main ways to apply for the card Bank of America® Customized Cash Rewards Credit Card for Students

There are several convenient ways for students to apply for the Bank of America® Customized Cash Rewards Credit Card. They can visit the Bank of America website and complete the online application form from the comfort of their home or dormitory. Additionally, students can apply in person by visiting a nearby Bank of America financial center and speaking with a representative for personalized assistance. For those who prefer to apply over the phone, calling the bank’s toll-free number allows students to speak with a credit card specialist and complete the application process efficiently.

Prerequisites for request

Before applying for the Bank of America® Customized Cash Rewards Credit Card for Students, students should review the terms and conditions to ensure eligibility and understand the associated fees and requirements. This includes being aware of the variable APR, minimum payments, and any balance transfer fees that may apply. Students should also consider their spending habits and financial goals to determine if the card aligns with their needs. By fulfilling these prerequisites, students can make an informed decision and start maximizing their cash back rewards with the Bank of America® Customized Cash Rewards Credit Card.

From the site

Prospective cardholders can visit the Bank of America website to submit their application for the Bank of America® Customized Cash Rewards Credit Card for Students online.

From the site App

Alternatively, students can use the Bank of America Mobile Banking app to access the online application form and apply for the Bank of America® Customized Cash Rewards Credit Card for Students conveniently from their mobile device.

By agency

For personalized assistance and support throughout the application process, students can visit a Bank of America financial center and speak with a representative in person to apply for the Bank of America® Customized Cash Rewards Credit Card for Students.

The Bank of America® Customized Cash Rewards Credit Card for Students offers a valuable opportunity for students to earn cash back rewards while building their credit. With flexible rewards categories, a low introductory APR offer, no annual fee, and convenient features tailored to students’ financial needs, the card provides a solid foundation for responsible credit management. While students should be mindful of the variable APR and update their category selection monthly to maximize rewards, the benefits outweigh the potential drawbacks for those seeking to establish good credit habits and earn rewards on their everyday purchases. By taking advantage of the online-only offer and understanding the application process, students can start maximizing their cash back rewards with the Bank of America® Customized Cash Rewards Credit Card for Students.