The TD Cash Back Visa Infinite* Card offers an impressive array of benefits for those seeking a lucrative cash back rewards program. With an annual fee of $139, this card provides up to $500 in value, including 10% cash back on eligible purchases for the first three months, up to a total spend of $3,500. It also includes features like complimentary Visa Infinite Concierge service, mobile device insurance, and emergency road services. In this blog post, we will delve into the card’s advantages, disadvantages, extra features, and the application process.
Advantages of the card TD Cash Back Visa Infinite*
The TD Cash Back Visa Infinite* Card comes with several key advantages:
- Earn up to $500 in value, including 10% cash back on eligible purchases within the first three months.
- No annual fee for the first year, saving you $139.
- Earn 3% cash back on eligible grocery, gas purchases, and recurring bill payments.
- Earn 1% cash back on all other purchases.
- Cash Back Dollars never expire as long as your account is open and in good standing.
- Complimentary Visa Infinite Concierge service available 24/7.
- Mobile device insurance and emergency road services through Deluxe TD Auto Club Membership.
Disadvantages of the card TD Cash Back Visa Infinite*
While the TD Cash Back Visa Infinite* Card offers numerous benefits, it also has some drawbacks:
- High income eligibility requirement of $60,000 personal or $100,000 household annual income.
- Annual fee of $139 after the first year.
- High-interest rates: 20.99% on purchases and 22.99% on cash advances.
- $50 fee for the first additional cardholder.
Extra features offered by TD Cash Back Visa Infinite*
Beyond the primary benefits, the TD Cash Back Visa Infinite* Card offers several extra features:
- Earn more at Starbucks: Link your card to earn 50% more Stars at participating stores.
- Redeem cash back dollars at any time to help pay down your account balance.
- Visa Infinite benefits, including access to exclusive events and luxury hotel perks.
- Comprehensive security features, including fraud alerts and purchase protection.
Learn how to apply for your credit card TD Cash Back Visa Infinite*
Applying for the TD Cash Back Visa Infinite* Card is straightforward and can be done through various methods:
Discover the main ways to apply for the card TD Cash Back Visa Infinite*
- From the TD website: Complete the online application form and receive an instant response.
- Through the TD App: Download the TD app, log in, and apply directly from your mobile device.
- By calling TD customer service: Speak with a banking specialist who can assist with your application.
- At a TD branch: Visit the nearest TD branch to apply in person with a banking specialist.
Prerequisites for request
Before applying, ensure you meet the following prerequisites:
- Minimum personal annual income of $60,000 or household income of $100,000.
- Canadian residency and age of majority in your province/territory.
- Valid identification and proof of income.
From the site
Visit the TD Canada Trust website, navigate to the credit cards section, and fill out the online application form for the TD Cash Back Visa Infinite* Card.
From the site App
Download the TD app from your app store, log in, and complete the application process directly from your smartphone.
By agency
Contact a TD branch or customer service representative to apply for the card in person or over the phone.
The TD Cash Back Visa Infinite* Card is a robust option for those seeking significant cash back rewards on everyday purchases. With no annual fee for the first year, up to 10% cash back in the initial three months, and a suite of additional benefits like mobile device insurance and Visa Infinite privileges, this card offers excellent value. However, the high income requirement and subsequent annual fee may be a consideration for some applicants. Overall, the TD Cash Back Visa Infinite* Card is a strong contender for those looking to maximize their cash back earnings.
