The U.S. Bank Altitude® Reserve Visa Infinite® Card offers enticing rewards, including a generous sign-up bonus and multiple points earning opportunities, along with travel and dining credits. Let’s delve into its advantages, disadvantages, extra features, and application process.
Advantages of the card U.S. Bank Altitude® Reserve Visa Infinite®
The card offers a substantial sign-up bonus of 50,000 bonus points, equivalent to $750, upon spending $4,500 within the first 90 days. It provides excellent rewards earning rates, with 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center, 3X points on eligible travel purchases and mobile wallet spending, and 1X points on all other eligible purchases. Cardholders can also enjoy up to $325 in annual credits for travel and dining purchases.
Disadvantages of the card U.S. Bank Altitude® Reserve Visa Infinite®
The primary downside of the card is its high annual fee of $400. Additionally, the rewards structure might not be suitable for those who don’t frequently spend on travel and dining. Some may find it challenging to maximize the value of the rewards and credits offered.
Extra features offered by U.S. Bank Altitude® Reserve Visa Infinite®
Besides the rewards program, the card provides various travel benefits, including travel insurance, airport lounge access, and concierge service. It also offers contactless payment options and compatibility with mobile wallets like Apple Pay®, Samsung Pay, and Google Pay™.
Learn how to apply for your credit card U.S. Bank Altitude® Reserve Visa Infinite®
Applying for the U.S. Bank Altitude® Reserve Visa Infinite® Card is straightforward. You can visit the U.S. Bank website or use the mobile app to initiate the application process. Alternatively, you can apply in person at a U.S. Bank branch.
Discover the main ways to apply for the card U.S. Bank Altitude® Reserve Visa Infinite®
From the site
Visit the U.S. Bank website, navigate to the credit cards section, and select the U.S. Bank Altitude® Reserve Visa Infinite® Card. Follow the instructions to complete the online application form.
From the site App
Download the U.S. Bank mobile app from the App Store or Google Play Store. Log in to your account or create one if you’re a new user. Navigate to the credit card section and select the U.S. Bank Altitude® Reserve Visa Infinite® Card to apply.
By agency
Visit a U.S. Bank branch near you and speak to a representative. They will guide you through the application process and assist with any queries you may have.
The U.S. Bank Altitude® Reserve Visa Infinite® Card offers lucrative rewards and benefits for frequent travelers and diners. While the annual fee may seem steep, the sign-up bonus, rewards structure, and credits can offset it for those who maximize their usage. If you’re someone who spends heavily on travel and dining and can take advantage of the card’s features, it could be a valuable addition to your wallet. However, it’s essential to assess your spending habits and compare with other available options before making a decision.
