thumb_up Know the Benefits

The US Bank Visa Platinum Card is geared towards helping cardholders manage debt or make large purchases, offering peace of mind with an extended 0% APR.

• done 0% intro APR on purchases and balance transfers for 18 billing cycles.
• done No annual fee, making it a low-cost option for balance management.
• done Cell phone protection up to $600.
• done Great option for consolidating high-interest debt.

thumb_down Understand the Drawbacks

While this card is great for its intro APR, it doesn’t offer much in terms of rewards or international use.

• close No rewards program, which may be a dealbreaker for some.
• close 3% foreign transaction fee, limiting its use abroad.
• close Limited benefits beyond the 0% intro APR offer.

help How to Apply for the US Bank Visa Platinum Card

You can apply for the US Bank Visa Platinum card online in just a few simple steps.

1. Visit the US Bank website.
2. Find the Visa Platinum Card application page.
3. Click “Apply Now” and enter your details.
4. Review the terms and conditions.
5. Submit your application for approval.
6. Once approved, you’ll receive your card in the mail to start using.

The US Bank Visa Platinum Card is designed for those who want an extended period to pay off balances with no interest. With 0% APR for 18 billing cycles on purchases and balance transfers, it’s ideal for large purchases or debt consolidation. While it doesn’t offer rewards, its lack of an annual fee and cell phone protection make it appealing to those looking for value beyond interest savings. However, the foreign transaction fee and absence of a rewards program may make it less suitable for frequent travelers or those seeking everyday benefits.