In the realm of premium travel credit cards, the WestJet RBC World Elite Mastercard is an exceptional choice for those who frequently travel and wish to maximize their benefits while exploring new destinations. Offering a mix of exclusive perks, generous rewards, and seamless travel experiences, this card is tailored to meet the needs of WestJet loyalists and anyone seeking a premium credit card with tangible benefits.

Designed to complement the traveler’s lifestyle, this card provides access to savings, rewards, and unique opportunities. Whether you’re flying across Canada or venturing into international destinations, the WestJet RBC World Elite Mastercard ensures that your journey is smoother, more comfortable, and more rewarding.

Key information about the credit card

How does the annual fee work?

The WestJet RBC World Elite Mastercard comes with an annual fee of CAD 119, which unlocks a suite of benefits designed for travelers. This fee is charged once a year and can be seen as an investment into a variety of perks that outweigh the initial cost. Additionally, if you want to extend the card’s benefits to a family member or partner, an additional card can be obtained for CAD 59 annually.

How is the credit limit determined?

The credit limit for the WestJet RBC World Elite Mastercard is determined based on your financial profile, which includes factors like your credit score, income, and overall financial health. As a premium card, RBC evaluates applicants thoroughly to ensure they meet the eligibility requirements and assigns a credit limit that aligns with their ability to manage repayments responsibly.

Advantages of the credit card

• Earn WestJet dollars easily: Cardholders earn 1.5% back in WestJet dollars on everyday purchases, providing consistent rewards for routine spending. Additionally, when you use the card to pay for WestJet flights or vacation packages, you earn 2% back, accelerating your ability to redeem rewards.
• First checked bag free: The primary cardholder and up to eight guests on the same reservation enjoy complimentary checked baggage on WestJet flights, saving both time and money during the check-in process.
• Status Lift with WestJet Rewards: Everyday purchases on the card bring you closer to achieving WestJet Rewards status, unlocking additional perks like lounge access, priority services, and complimentary upgrades.
• Petro-Canada fuel savings: By linking your card to your Petro-Points account, you instantly save 3 cents per liter on fuel purchases and earn 20% more Petro-Points, adding another layer of value to the card.
• Be Well points at Rexall: Cardholders earn 50 Be Well points for every dollar spent at Rexall pharmacies, allowing for faster redemption of points for savings on health and wellness products.

Standout advantage

One of the standout advantages of the WestJet RBC World Elite Mastercard is the annual round-trip companion voucher. This feature provides unmatched value for travelers by allowing them to book a full-fare ticket and add a companion ticket at a reduced rate. Whether traveling within Canada, to Hawaii, Mexico, or other destinations within the WestJet network, this benefit can lead to substantial savings, especially for long-haul trips. It’s a perk that truly sets this card apart from others in its category.

Disadvantages

• High-income requirement: To be eligible for the card, applicants must have a minimum personal income of CAD 80,000 or a household income of CAD 150,000, which excludes many potential users.
• Annual fee: Although the benefits justify the cost for frequent travelers, the annual fee of CAD 119 might be a drawback for occasional flyers.
• Limited flexibility in rewards: While WestJet dollars are valuable for those loyal to the airline, they cannot be used outside the WestJet ecosystem, which might limit their appeal for broader travel needs.
• Foreign transaction fees: The card imposes foreign exchange fees, which can be a drawback for international travelers who frequently make purchases in other currencies.

A standout disadvantage

The primary disadvantage of the WestJet RBC World Elite Mastercard is its high-income eligibility requirement. With a minimum income threshold of CAD 80,000 for individuals or CAD 150,000 for households, the card is inaccessible to many Canadians who might otherwise benefit from its features. This exclusivity narrows its audience and makes it less inclusive compared to other premium travel cards.

Who can apply for this card?

To apply for the WestJet RBC World Elite Mastercard, you must meet certain eligibility criteria. Applicants must be at least 18 years old and have a good to excellent credit score. Additionally, the card has a high minimum income requirement, with individuals needing to earn at least CAD 80,000 annually or households earning CAD 150,000. The card is not designed for those with bad credit or those who are new to credit.

How to apply for the WestJet RBC World Elite Mastercard

For the website

To apply online, visit the official RBC website and navigate to the credit card section. Select the WestJet RBC World Elite Mastercard and click on “Apply Now.” The website will guide you through the application process, asking for personal information like your name, address, and employment details. You’ll also need to provide proof of income and agree to a credit check. The process is secure and typically takes less than 10 minutes to complete. Upon submission, you’ll receive a decision within 60 seconds.

Through the app

If you prefer using your smartphone, you can apply through the RBC mobile app. Simply log in or create an account, browse the credit card options, and select the WestJet RBC World Elite Mastercard. The app streamlines the application process, allowing you to upload any necessary documents directly from your device. This method is convenient for those already familiar with mobile banking.

At the branch

For a more personalized experience, visit an RBC branch to apply for the card. Speak with a banking advisor who can explain the card’s features, assess your eligibility, and guide you through the application process. Be sure to bring all required documents, such as proof of income and identification. Applying in person is an excellent option for those who prefer face-to-face assistance or have specific questions about the card.