Discover It Card: Maximize Cashback with Rotating Categories
Earn 5% cashback in rotating categories, 1% on all other purchases, and double your first-year rewards with Cashback Match.
By: Zienic
5% Cashback on Rotating Categories
Earn 5% cashback on purchases in rotating categories like groceries, gas stations, restaurants, and online shopping, up to the quarterly maximum when activated.
1% Unlimited Cashback on All Other Purchases
Receive 1% cashback on every purchase you make outside the 5% rotating categories.
First-Year Cashback Match
Discover will automatically match all the cashback you’ve earned at the end of your first year, doubling your rewards.
No Annual Fee and No Foreign Transaction Fees
Enjoy all the benefits of the Discover It Card without worrying about any annual fees or foreign transaction fees.
Discover It Card: Maximize Cashback with Rotating Categories
The Discover It Credit Card offers a rewarding cashback structure, giving you 5% on rotating categories such as groceries, gas stations, and restaurants, and 1% on all other purchases. With no annual fee, this card is a great choice for maximizing your everyday spending. Plus, Discover’s Cashback Match will automatically double your first-year earnings, making it one of the most valuable cashback cards for new cardholders.
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How does the Cashback Match program work?
Discover will automatically match all the cashback you’ve earned at the end of your first year. There’s no need to sign up—Discover applies the match automatically.
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What are the rotating categories for 5% cashback?
Discover offers 5% cashback in rotating categories like gas stations, grocery stores, restaurants, and online shopping. You must activate these categories each quarter to earn the bonus.
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Is there a limit to how much cashback I can earn?
The 5% cashback is limited to $1,500 in purchases each quarter. The 1% cashback on other purchases has no limit.
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Does the Discover It Card have an annual fee?
No, the Discover It Card has no annual fee, making it a cost-effective way to earn cashback rewards.
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Can I use the Discover It Card internationally?
Yes, the Discover It Card has no foreign transaction fees, so you can use it for international purchases without worrying about extra charges.
Double Your First-Year Cashback with Discover Match
Discover It Cardholders enjoy an exclusive Cashback Match feature that doubles all the cashback earned in the first 12 months. You don’t have to sign up for this benefit—it’s automatically applied at the end of your first year. With 5% on rotating categories and 1% on everything else, the first-year match significantly increases the value of your rewards.